Hi Bill
Is this what you want?
I just proceeded as follows.
#Doing capture && playback the same time
arecord -D hw:1,0 -f S32_LE -r 16000 -c 8 to_be_record.wav &
#mono_to_play.wav is a mono channel wave file to play
aplay -D plughw:1,0 -r 16000 mono_to_play.wav
thanks,